San Diegans for Healthcare Coverage, A Coalition for Health

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Cost of Coverage

Cost of Coverage

The increasing cost of healthcare coverage is unsustainable and the critical driver behind health reform.  Between 1999 and 2011, annual health premiums rose from $2196 for individuals and $5791 for families to $5429 for individuals and $15,073 for families.

The average share of premium expense paid by covered workers has increased over this same period for single coverage from $324 to $924 and for family coverage from $1548 in 1999 to $4128 in 2011.  This is in addition to increased out-of-pocket costs due to higher deductibles and increased copayments[1].